How to Avoid Online Scams

As technology becomes a larger part of everyday life, scams have grown more advanced and harder to recognize. Many scammers specifically target seniors, assuming they may be less familiar with evolving online tools and security practices. Because of this, it is more important than ever to stay aware and cautious when interacting online or over the phone.

One of the most important things to remember is that legitimate companies rarely pressure you to act immediately or demand personal information without proper verification. Messages that create urgency, fear, or excitement—such as threats of account closure or promises of large rewards—are often warning signs of a scam.

If you receive a suspicious phone call, email, or message, take a moment to pause before responding. Instead of reacting right away, verify the situation by contacting the company directly using an official phone number or website. This simple step can prevent many common scams.

When in doubt, it is always a good idea to speak with someone you trust, such as a friend, family member, or advisor. Taking your time, asking questions, and confirming information before sharing personal or financial details are some of the most effective ways to protect yourself and stay safe.